Live the life you
imagined, worry-free.

an American National
Annuity can do that.

An American National agent can help guide
you through the annuity process, ensuring
you understand your options and make
informed decisions for a secure future.

Ask an Agent How

What is an Annuity and what
can it do for me?

An annuity is a financial product that provides a steady, guaranteed stream of income in retirement.

When money is placed in an annuity, it grows tax-deferred over time and is invested depending on the type of annuity you choose. When you’re ready, you can start receiving a series of regular payments that last you throughout your golden years.

Wondering if an annuity is right for you? Regardless of where you are in your retirement journey, an annuity could be the key to a stable financial future.

Plan for the life you imagine, worry-free.

ask an Agent how

What is an Annuity and what can it do for me?

Wondering if an annuity is right for you? Regardless of where you are in your retirement planning journey, an annuity could be the key to a stable financial future.

Find out if you’re ready for an Annuity

an Annuity can...

Protect Your Money

Annuities protect your money from economic downside and market volatility.

Support Your Lifestyle

Annuities offer a guaranteed and steady stream of income throughout retirement.

Give You Peace of Mind

Make sure all of your expenses are covered with payouts that can start within a month and continue on your schedule.

Safeguard Your Legacy

Your beneficiaries get what's owed to them, quickly.

Simplify Your Retirement

An annuity is simple and easy, especially with an American National agent by your side.

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Why an 
American National
Annuity?

Annuities have many benefits, like guaranteed income throughout retirement, tax-deferred growth, and protection from market downside—but not all annuities are American National Annuities.

An American National Annuity means competitive rates, strong financial strength from an A-rated company, and individualized support from a trusted, local agent who specializes in annuities.

Yes! An American National Annuity can do that.   

(NOTE: ANICO and ANICONY are rated by Standard and Poor’s, A.M. Best Co. and Fitch.
ANTEX, GSLIC and ANPAC® are only rated by A.M. Best Co.) ( See rating disclosure**)

Withdrawals may be subject to Federal/State income tax and, if taken prior to age 59 1/2, an additional 10% IRS penalty may apply. Not a deposit. Not FDIC insured. May lose value.

**These ratings are provided to you so that you can make a comparison of American National Insurance Company to other companies. Ratings reflect independent opinions of an insurance organization's financial capacity to meet its insurance policies and contracts' obligations in accordance with their terms. They are based on each rating agency’s quantitative and qualitative evaluations of the company and its management strategy. The rating agencies do not provide ratings as a recommendation to purchase insurance or annuities. The ratings are not a warranty of an insurer’s current or future ability to meet its contractual obligations. Although the formal rating process typically occurs once a year, rating modifications can be made at any time.

A.M. Best Company, independent analysts of the insurance industry since 1899, assigns annual ratings after an extensive analysis using a series of profitability, leverage and liquidity tests that measure performance in such vital areas as competency of underwriting, control of expenses, adequacy of reserves, soundness of investments, and capital sufficiency. The Best's Rating Report(s) reproduced on this site appear under license from A.M. Best and do not constitute, either expressly or implied, an endorsement of (Licensee)'s products or services. A.M. Best is not responsible for transcription errors made in presenting Best's Rating Reports. Best’s Rating Reports are copyright © A.M. Best Company and may not be reproduced or distributed without the express written permission of A.M. Best Company. Visitors to this web site are authorized to print a single copy of the Best’s Rating Report(s) displayed here for their own personal use. Any other printing, copying or distribution is strictly prohibited.”

Best's Ratings are under continuous review and subject to change and/or affirmation. For the latest Best's Credit Rating, access www.ambest.com. A.M Best’s active company rating scale ranges from A++ (Superior) to D (Poor).

Please see the Fitch Ratings website for more information on credit rating categories.

Standard & Poor's Financial Services LLC, provides independent financial information, analytical services, and credit ratings to the world's financial markets. For more information on Standard & Poor's rating of American National Insurance Company and related operating companies, view the ratings report above.Standard & Poor’s active company rating scale ranges from AAA (Extremely Strong) to CC (Extremely Weak). Plus (+) or minus (-) modifiers show the relative standing within the categories from AA to CCC.



American National is a group of companies writing a broad array of insurance products and services and operating in all 50 states. American National Insurance Company was founded in 1905 and is headquartered in Galveston, Texas. Life insurance, annuities, pension products, and other products and services are written through multiple companies. Property and casualty insurance is written through American National Property And Casualty Company, Springfield, Missouri, and affiliates. In New York, business is written through Farm Family Casualty Insurance Company, United Farm Family Insurance Company, and American National Life Insurance Company of New York, Glenmont, New York. Not all products and services are available in all states. Not all companies are licensed in all states. Terms, conditions and eligibility requirements will apply. Each company has financial responsibility only for the products and services it issues.

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